Version 3 · generated 20 April 2026 · 16 pages
Current public disclosure published by Loan Market Central.
Open current public disclosure →Adviser and Financial Advice Provider
Cameron Marcroft is a Financial Adviser, FSPR Number 476746.
He gives advice on behalf of Marcroft Mortgages Limited, trading as Loan Market Central, FSPR Number 727591.
The Financial Advice Provider is authorised to provide a financial advice service under a licence issued in the name of NZ Financial Services Group Limited (FSP286965).
Nature and scope of advice
The guide says Cameron can help clients choose and apply for a suitable loan from his lender panel, help obtain approval, and may help maintain the loan including refixing.
The financial products he can advise on are:
- Home loans
- Investment loans
- Construction loans
He can connect clients with referral partners for other services, but the guide states that he is not able to give advice on the products those referral partners offer and has not assessed whether those products meet a client's specific needs.
Fees and commissions
Generally, clients are not charged a fee for Cameron's financial advice because the lender usually pays commission when a loan settles. The guide also sets out exceptions and specific circumstances where fees may apply, including no-commission situations, commission clawback, some lender fees and a non-disclosure fee.
For the full scope, fees, commissions, conflicts and complaints information, read the complete Disclosure Guide.
Complaints and duties
The guide sets out an internal complaints process and access to Financial Services Complaints Limited (FSCL) if a complaint cannot be resolved. It also records duties under the Financial Markets Conduct Act 2013, including giving priority to clients' interests and exercising care, diligence and skill.